Pets are family. They travel with us, dine with us, and are the cause of countless happy memories. With all that pets do to color our lives, it’s no wonder that pet parents love to spoil and care for their furry friends. Pet insurance can be an essential part of providing the best care for your pet. Even pet parents with the most watchful eyes can’t always prevent their pets from becoming ill or injured. But with pet insurance, they can have help providing the best care for their pet, while focusing on their pet’s recovery and worry less about the cost of their treatment.
1. Financial Protection
Unexpected veterinary bills can quickly add up and become a burden to pet parents. This is especially true if pets need surgery, are hospitalized, or suffer from a chronic illness. Pet insurance can provide pet parents with the financial support to help with these unexpected costs. Pet parents can receive a percentage of the cost back for eligible vet bills if their pet is enrolled in an insurance plan, this percentage is also called the coinsurance or co-pay amount and pet insurance plans typically allow pet parents to customize the amount based on their needs.
2. What Does Pet Insurance Help With?
Pet insurance can help with costs related to accidents, illness, and some companies also offer optional routine wellness services. Accident & Illness plans can help with eligible costs from surgery and hospitalization, prescription medications, hereditary conditions, and much more. Make sure to be well-informed about what a plan does and does not cover before enrolling your pet.
Preventive or wellness programs can often be added on and are typically designed to help with the eligible costs of certain vaccines, dental cleanings, annual wellness exams, and other routine veterinary services. Recognizing the signs of common illnesses and knowing when to seek veterinary care is a crucial part of maintaining your pet’s well-being. Some insurance plans, like Spot’s, even provide access to a 24/7 pet telehealth service. Wellness coverage can help with the routine veterinary costs that pet parents could expect when they bring a pet home.
3. Customizable Pet Insurance Plans
Pet insurance plans can often be customized to fit your budget. Depending on the provider you choose, base plans can vary between accident-only or accident and illness. Preventive care packages can sometimes be added on to your plan for a fee. Often you are able to choose your deductible, annual limit, and reimbursement rate from multiple options. If you are deciding when to neuter or spay your dog, for example, you may select a pet insurance plan that you can add wellness coverage to so that it can help with the cost of neutering or spaying. All of these choices factor into the cost of your plan, helping you customize your monthly premium.
4. Peace of Mind
Another reason to consider enrolling your pet in an insurance plan, is the peace of mind that it can bring. It’s not uncommon for pet owners to travel with their fur babies or take them out for a fun afternoon during the weekend. With pet insurance, pet owners can rest easier with the knowledge that should something happen, their pet can receive the best care, and they can receive financial support when the unexpected happens.
5. Lifetime Commitment to your Pets Health
Two important factors to consider when evaluating pet insurance providers, is the age your pet needs to be for enrollment, and the age limitation for the provider. Sometimes, once your pet reaches a certain age, there are limitations to what will be covered, and sometimes they age out of any coverage. But this is not always the case. Look for a provider that accepts your pet when they are young, typically providers accept pets as young as 8 weeks. And look for a provider that does not place any upper age limitations on your pet’s coverage. Your pet deserves to have the best coverage through their golden years.
Enrolling your pet in an insurance plan can help provide you with peace of mind and financial support as you go about life with your pet, from a young age and through their senior years. And by seeking out customizable plans that can help with the things you want; you can find the plan that best fits your needs and the needs of your pet. Pet insurance is a great way to provide for and care for your pet, whether you’re maintaining your dog’s wellness or have other pets, we highly recommend that you consider looking into pet insurance for your furbaby.
For all terms visit spotpetins.com/sample-policy. Insurance plans are underwritten by either Independence American Insurance Company (NAIC #26581), or United States Fire Insurance Company (NAIC #21113), and produced by Spot Pet Insurance Services, LLC (NPN # 19246385).
